✔️ HB21
Enact the Health Care Sharing Ministries Freedom to Share Act
Summary
The bill enacts the Health Care Sharing Ministries Freedom to Share Act, which defines health care sharing ministries and exempts them from being classified as insurance, thereby not subjecting them to state insurance laws. It mandates that state institutions of higher education accept participation in such ministries as valid health care coverage for students. The bill also includes provisions for the Attorney General to determine compliance with the definition of a health care sharing ministry.
Rationale
The bill aligns with Libertarian principles by promoting individual choice in health care options and limiting government regulation of health care sharing ministries. It supports personal responsibility and the right to choose alternative health care arrangements without government interference. However, it does not fully address broader issues of health care access and affordability, which may affect the alignment score.
Risks and Concerns
- Potential for lack of consumer protections for participants in health care sharing ministries.
- Exemption from insurance regulations may lead to financial instability for participants.