❌ HB24
Provide Medigap policies for certain Medicare-eligible persons
Summary
This bill amends existing Ohio law to require that Medicare supplement policies be made available to individuals under the age of 65 who are eligible for Medicare due to disability or end-stage renal disease. It mandates that these policies cannot exclude benefits for preexisting conditions and establishes an open enrollment period for eligible individuals. Additionally, it ensures that premiums for younger individuals do not exceed those for individuals aged 65 and older.
Rationale
The bill increases government involvement in healthcare by mandating insurance coverage for specific demographics, which conflicts with the Libertarian principles of minimal government intervention and free market solutions. While it provides some protections for individuals, it does not align with the LPO's emphasis on free markets and limited government.
Risks and Concerns
- Increased government control over healthcare
- Potential for higher insurance premiums due to mandated coverage
- Reduced competition in the insurance market