โŒ HB390

Prohibit health plans from requiring providers to collect copays

Current Status: In House Committee (Insurance)

Summary

HB390 prohibits health plan issuers from requiring or inducing providers to collect copayments and other cost-sharing amounts from covered persons, effective January 1, 2027. It mandates that health plan issuers reimburse providers directly for covered services and outlines exceptions for contracts entered into before this date. Providers may still collect amounts owed for uncovered services or accept cash payments from covered persons.

Rationale

The bill imposes restrictions on health plan issuers and providers, which may conflict with the Libertarian principles of free markets and minimal government intervention in economic transactions. Both LP and LPO platforms emphasize the importance of voluntary agreements and minimal government interference, suggesting that this bill may not align with their core principles.

Risks and Concerns

  • Increased government control over healthcare transactions
  • Potential for reduced flexibility in healthcare agreements
  • Possibility of unintended consequences in healthcare pricing
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