❌ HB564
Require health insurance coverage of orthotic, prosthetic devices
Summary
The bill requires health insurance plans in Ohio to provide coverage for orthotic and prosthetic devices, ensuring that such coverage meets or exceeds federal standards. It mandates coverage for the purchase, fitting, adjustment, repair, and replacement of these devices, and prohibits discrimination based on disability in coverage decisions. Health plan issuers must also report on their coverage experiences annually.
Rationale
The bill imposes mandates on health insurance providers, which conflicts with the Libertarian principles of minimal government intervention and free market operations. While it aims to protect individuals with disabilities, it does so through government regulation, which is contrary to the Libertarian Party's emphasis on personal liberty and voluntary agreements. The Libertarian Party of Ohio's platform supports free markets and opposes government mandates, leading to a mixed alignment score.
Risks and Concerns
- Increased government control over health insurance markets
- Potential for higher insurance premiums due to mandated coverage
- Reduced flexibility for insurance providers in managing their plans