❌ HB596
Require uninsured motorist coverage; increase minimum coverage
Current Status: In House Committee (Insurance)
Summary
The bill requires all motor vehicle insurance policies in Ohio to include uninsured motorist coverage and increases the minimum auto liability insurance requirements for bodily injury or death to another person. It specifies definitions for uninsured and underinsured motorists and outlines conditions under which coverage applies. The bill mandates that these changes take effect six months after its passage.
Rationale
The bill imposes mandatory insurance requirements, which conflicts with the Libertarian principles of individual freedom and minimal government intervention in personal choices. Both the LP and LPO platforms advocate for personal responsibility and oppose government mandates that restrict individual rights.
Risks and Concerns
- Increases government control over personal financial decisions
- Imposes mandatory insurance requirements on individuals
- Limits individual choice in insurance coverage